Why should you ever have to go to the bank, or even an ATM for that matter, to deposit a check? Hello world…where’s the personal lockbox where all we have to do is mail the check to our bank (with a specific P.O. box listed on the envelope) and the check gets automatically endorsed, scanned, and deposited for me, saving a pointless time wasting trip to the bank. Who’s going to be the first bank to offer this great service? This is an entrepreneurial idea worth pursuing. For a small check clearing fee of say $10, solving this problem could be big business. One could even use it as the foundation for starting a new bank – Easy Lockboxes For All.